Business Planning Insurance

Business Planning Insurance

Taking Care of Business

Running a business is a full-time adventure. We can offer you access to products to help plan those aspects of your business that may not be at the forefront of your mind.

Ask yourself these important questions…

• What is the plan for my business when I retire?

• Is my business capable of continuing its success in the event of my or my partner’s business planning insurance untimely death or disability?

• Is my family adequately protected if something were to happen to me?

• Have I done everything I can to attract, retain and reward the key employees that are critical to my business?

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If you answered “no” to any of these questions, you may want to consider implementing a formal business planning strategy. Proper planning can help you protect your business, attract and retain key employees, and ensure that your business transfers in the manner that you choose. Life insurance is often a key component to an effective business planning strategy because life insurance provides valuable protection for business owners, their families, and their employees.

Here’s how:

• It can be used to enhance the standard benefits package for key employees to encourage loyalty to your company.

• It can help you protect your business financially in the event that one of your key employees dies.

• It can help ensure the proper transfer of the business in the event something unforeseen happens to you or a business partner.

Do you have a plan in place…

A life insurance policy to protect your family and supplement your retirement?

Adequate funding for a Buy-Sell Agreement to plan for the welfare of your partner(s) or for your heirs, should they not wish to inherit your business?

Adequate funding for a Disability Income Buy-Out plan should you or your partner become disabled and unable to work?

Do you provide…

Life Insurance policies to all employees?

Key employee insurance?

Deferred Compensation plans to key employees?

Split-Dollar Life Insurance to valued employees at a reduced rate?

Executive Bonus Plans for your executives?

business insurance If you have answered no to any of these questions, or would just like to learn more, call 866-392-INFO to speak with an insurance professional today.

Think you can’t afford a competitive executive benefits package? Learn how you can become an employer of choice.

Life Insurance policies offer many ways to create a total employee benefits package that helps you attract talented employees, increase employee morale and productivity, and reduce employee turnover – on their own or as funding vehicles for supplementary benefit plans. While most group plans must be made available to all employees, non-qualified policies can be offered to employees of your choosing.

Helping business owners take care of themselves, their heirs, and their employees let us help you

The information provided is not written or intended as tax or legal advice. Our representatives are not authorized to give tax or legal advice. Individuals and business owners are encouraged to seek professional advice from their own tax or legal counsel.