Insuring Your Most Valuable Asset With Long Term Disability Income Insurance

For more information check out these 2 links  Disability Can Happen   Life Happens

What is it?

Disability Income Insurance protection that pays benefits if you are disabled and unable to work because of an accident, illness or injury.

Who needs it?

If you depend on your income to pay the bills or maintain your lifestyle, you should consider disability income insurance protection.

What is covered?

A percentage of your earned income is covered. Generally speaking, the benefits paid on an individually owned disability income insurance policy are tax-free.

Securing Your Most Significant Financial Asset

What would happen if you became disabled and suddenly stopped working? How long could your savings cover your fixed expenses?

You also need to think about what would be available to you in the event you were unable to work. You are likely to discover that Social Security or employer-sponsored disability income insurance plans, such as group long-term disability programs, may leave you coming up short. Disability income insurance provides monthly benefits to help you maintain your standard of living while you are unable to work due to illness or injury. It can help you protect your assets by keeping your financial plans on track.

Disability income insurance offers a flexible solution for various income levels. When you purchase disability income insurance, you hope that you will never need it. But if the unfortunate does happen, know that we will be there to help.